Get Car

Financing

Get Pre-Approved in 3 Minutes for Your Next Vehicle.

Great credit deserves great treatment—enjoy fast approvals, low rates, and access to top-tier lenders. No pressure, no hassle—just the smooth, professional experience you’ve earned.

Serving all provinces and territories across Canada.

Your VIP experience begins here.

Get Car Financing Now

Get Pre-Approved in 3 Minutes for Your Next Vehicle.

Great credit deserves great treatment!

enjoy fast approvals, low rates, and access to top tier lenders.

No pressure, no hassle—just the smooth, professional experience you’ve earned.

Serving all provinces and territories across Canada.

Get started—your VIP experience begins here.

How It Works?

Your New vehicle is 3 Simple Steps Away

1. Apply online in minutes

2. Get matched with best options

3. delivery to your doorstep

Get the VIP service you deserve.

What We Do Differently?

First People Auto Credit - Why we are better.
First People Auto Credit - Why we are better.

We approve when others don’t. Our process is fast, honest, and fully transparent, no hidden fees. We help you rebuild your credit while driving a vehicle you can trust. And above all, we treat you like family, not a number.

Real Results.

Helping you rebuild while you ride

Every payment strengthens your credit

every approval is a fresh start

we finance cars & we build futures

"I finally got approved... and my credit score is rising! They made me feel like I was part of their family. Very pleased.

Thank you so much!" - Jordan Eagle

First People Auto Credit - Tired of getting rejected?

Unique porgrams for all

Sports Car Financing

Self-employed or new to Canada

Stuck in a negative equity loan

Past bankruptcy

No Money Down?

Or

Or

VIP access starts free.

Get your pre-approval now.

First People Auto Credit - Tired of getting rejected?

What our customers say about us

"Highly recommended!"

I had some questions about financing a v8 truck, and they were so patient with me. They explained everything clearly, and the whole process was smooth. They always make you feel like you are part of their family. Thanks for helping me getting into a truck! I will recommend you guys to all my friends and family.

- Logan Chalifoux

"An Entrepreneur’s First Sports Car, Done Right"

I’m an entrepreneur and was looking to finance my first sports car. Honestly, I was a bit nervous, I didn’t know how it all worked. But the team at First People Auto Credit treated me like gold. Super professional, no pressure, and they really had my back through the whole thing. They promised VIP treatment, and they delivered. These guys are the real Gs, down-to-earth, honest, and they got it done.
– Josh Miller

"Fast approval"

I was nervous about applying for an auto loan, but the team made it so simple! They walked me through everything, and I got approved faster than I expected. Love my new SUV, thank you so much for welcoming me into the family!"

- Jessica Laboucan

"Highly recommended!"

I had some questions about financing a v8 truck, and they were so patient with me. They explained everything clearly, and the whole process was smooth. They always make you feel like you are part of their family. Thanks for helping me getting into a truck! I will recommend you guys to all my friends and family.

- Logan Chalifoux

"Fast approval"

I was nervous about applying for an auto loan, but the team made it so simple! They walked me through everything, and I got approved faster than I expected. Love my new SUV, thank you so much for welcoming me into the family!"

- Jessica Laboucan

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FAQs

What is the approval process like?

The process is simple:

Fill out our quick online application. Our finance experts review your information. We match you with the best lenders and dealers in our network. You select your preferred financing option and drive away in your new ride!

How long does it take to get approved?

Most applications are reviewed within 2 hours. In many cases, delivered the same day!

What types of vehicles can I finance?

We proudly collaborate with dealer partners across Canada to offer an extensive selection of financing options for:

- Powersports: ATVs, side-by-sides, quads, snowmobiles, jet skis, racing bikes, dirt bikes, and beyond.

- RVs: Travel trailers, campers, fifth wheels, utility trailers, flat deck trailers, horse trailers, and more.

- Marine Equipment: Boats, fishing boats, pontoons, sailboats, and more.

- Vehicles: Cars, trucks, SUVs, vans, minivans, crossovers, and more.

Not sure which product fits your needs? No problem! Give our friendly finance team a call, and we’ll help you explore the best options to make your dream purchase a reality.

Do you charge any upfront fees for financing?

No, there are no upfront fees for applying through First People Powersports. We work to make the process transparent and hassle-free.

How do I apply for powersports financing?

Applying is easy! Simply complete our online application form, and our team will take care of the rest. Start the journey toward your new machine ownership today!

Is there a minimum income requirement?

Most lenders require a minimum monthly income of around $1,800, but this can vary. Contact us to discuss your specific situation.

Still have questions?

Let's chat.

Need help with details or need guidance? Message us now—First People Auto Credit is here to help right away!

FAQs

What is the approval process like?

The process is simple:

Fill out our quick online application. Our finance experts review your information. We match you with the best lenders and dealers in our network. You select your preferred financing option and drive away in your new vehicle!

How long does it take to get approved?

Most applications are reviewed within 24-48 hours. In many cases, approvals can happen the same day!

What types of vehicles can I finance?

We proudly collaborate with dealer partners across Canada to offer an extensive selection of financing options for:

- Vehicles: Cars, trucks, SUVs, vans, minivans, crossovers, and more.

- Powersports: ATVs, side-by-sides, quads, snowmobiles, jet skis, racing bikes, dirt bikes, and beyond.

- RVs: Travel trailers, campers, fifth wheels, utility trailers, flat deck trailers, horse trailers, and more.

- Marine Equipment: Boats, fishing boats, pontoons, sailboats, and more.

Not sure which product fits your needs? No problem! Give our friendly finance team a call, and we’ll help you explore the best options to make your dream purchase a reality.

Do you charge any upfront fees for financing?

No, there are no upfront fees for applying through First People Auto Credit. We work to make the process transparent and hassle-free.

How do I apply for auto financing?

Applying is easy! Simply complete our online application form, and our team will take care of the rest. Start your journey toward vehicle ownership today!

Is there a minimum income requirement?

Most lenders require a minimum monthly income of around $1,800, but this can vary. Contact us to discuss your specific situation.

First People Auto Credit - Get Pre-Approved Now.